Animal Mortality Insurance
from The Hartford and 1st Equine Professional Life & Health
Full Mortality Coverage
“Full Mortality” coverage pays for the loss of a Covered Animal caused by an accident, injury, sickness, disease or theft resulting from any cause not listed in the policy’s Exclusions.  Free emergency colic surgery included.

Limited Mortality (Named Peril) Coverage
“Limited Mortality” coverage pays for the loss of a Covered Animal caused by a Covered Cause of Loss listed in the policy such as fire, lightning, transportation, etc. or Theft.
Protect your investment in your valuable Horses and Cattle


Agreed Value
Each Covered Animal has an Agreed Value established by agreement between you and us prior to the policy’s issuance.

Major Medical Coverage
After a deductible, this coverage pays most veterinary medical and surgical expense with limits of $5,000, $7,500 and $10,000 available.
Not available on Bulls.

Loss of Use Coverage
Coverage applies if your horse becomes totally and permanently unfit to perform its use as specified in the policy due to an accident, injury, sickness or disease.  Vet exam and x-rays are required.  Not available on Bulls.

Our Commitment to the Livestock Industry
The Hartford is 200 years old and has insured Livestock since 1916.  We offer a full line of Livestock coverage and our professional staff specializes in Livestock insurance.  Our underwriting and claims service is an industry leader.  Since 1916, we have been there, stayed there, and will be there in the future.

PREMIUM INSTALLMENT PLANS
The following Premium Installment Plans are available. For each Premium
Installment Plan, the applicable charge is $8.00 per Installment. Note:
Any additional premium for Endorsements added to the policy after the
policy's Inception Date MUST be paid in full and will not be added to the
Premium Installment Plans:

A. Premium Installment Plan A
2 Installments: 60% Due On the Inception Date
40% Due Six (6) Months After the Inception Date

B. Premium Installment Plan B
3 Installments: 40% Due On the Inception Date
30% Due Three (3) Months After the Inception Date
30% Due Six (6) Months After the Inception Date

C. Premium Installment Plan C
4 Installments: 35% Due On the Inception Date
Balance Due in Three (3) Equal Payments:
Three (3) Months After the Inception Date,
Six (6) Months After the Inception Date, and
Nine (9) Months After the Inception Date

Contact Us
Please call us at:  1-866-670-7324
Or,email us at info@1eplh.com or catherine@1eplh.com

This information provides an overview of coverage and service.  Coverage may differ in availability by state.  For a complete description of all coverage, terms, and conditions, refer to the insurance policy.  In the event of a conflict between this information and the issued insurance policy, the terms and conditions of the policy prevail.

12 November 2009